scholarships

Why It’s So Important to Look for Scholarships for College

If you’re spending your college weekends and summers relaxing or partying, you might want to spend the time looking for scholarships instead. The 2016-17 average cost of undergraduate tuition and living expenses was $24,610 for public in-state universities and $49,320 for private colleges, according to the College Board. Maybe you’ve already shopped for student loans Read more about Why It’s So Important to Look for Scholarships for College[…]

credit pull

What is the Difference between a Hard and Soft Credit Pull?

If you’re looking to borrow money, either in the form of a credit card or a loan, then you need to familiarize yourself with the concept of credit score, credit reports and credit pulls. When applying to borrow money banks will check your credit report – too many black marks and they may see you Read more about What is the Difference between a Hard and Soft Credit Pull?[…]

credit score

What Determines Your Credit Score?

For just about any personal finance enthusiast, credit score is the end-all-be-all. For some people, it is step one towards a financial goal, and for other people, it is the sole objective for years. This may sound confusing, but I’ll explain. So what objective exactly? That would be to have a good credit score. What Read more about What Determines Your Credit Score?[…]