credit pull

What is the Difference between a Hard and Soft Credit Pull?

If you’re looking to borrow money, either in the form of a credit card or a loan, then you need to familiarize yourself with the concept of credit score, credit reports and credit pulls. When applying to borrow money banks will check your credit report – too many black marks and they may see you Read more about What is the Difference between a Hard and Soft Credit Pull?[…]

credit score

What Determines Your Credit Score?

For just about any personal finance enthusiast, credit score is the end-all-be-all. For some people, it is step one towards a financial goal, and for other people, it is the sole objective for years. This may sound confusing, but I’ll explain. So what objective exactly? That would be to have a good credit score. What Read more about What Determines Your Credit Score?[…]